Press release

Secure Remote Commerce: The Next Step

Sponsored by Businesswire

Today, the industry organization EMVCo released its highly anticipated EMV®
Secure Remote Commerce (SRC) Specification v1.0
¹. SRC is the
technical standard that will, for the first time, establish a
standardized way for card payments to be made in a secure, convenient
and consistent manner across web and mobile sites, mobile apps, and
connected devices.

This announcement is important because it is a major step forward in
creating a better, industry-wide digital checkout experience that puts
Card Member experience and security first. With the new specifications
now available, we are in the final stages of making SRC a reality. We
are collaborating closely with our partners across the payments
ecosystem – third party aggregators, processors, gateways, issuers, and
merchants – to enable, adopt, and distribute SRC based on this new

These efforts will help bring the many benefits of SRC to Card Members.
Card Members using SRC will no longer have to repeatedly enter their
card, shipping, and billing information when making purchases through
websites, mobile sites or apps. SRC supports tokenization and introduces
dynamic data in each transaction; it also removes the need for merchants
and service providers to store sensitive card information.

American Express Cards will be enabled for use in interoperable SRC
solutions, including those to be offered by Visa and Mastercard, which
have plans to convert their existing checkout buttons to SRC. At launch
later this year, SRC will support multiple card brands, including
American Express. We believe SRC not only provides a more seamless
customer experience, but also an efficient way for payment service
providers and merchants to offer multiple card brands for digital
checkout with a single integration, and we are working with a wide range
partners on this initiative.

SRC is expected to roll out internationally following its introduction
in the U.S. We are committed to ensuring American Express Cards around
the world are enabled for use in SRC wherever it is offered.

While there is more work to do, we are excited about this next step in
the evolution of e-commerce. We believe SRC is the right solution for
e-commerce in today’s digital world, and will offer better convenience,
consistency, and security as consumers increasingly make purchases
through connected devices.

¹ EMV® is a registered trademark in the U.S. and other countries and an
unregistered trademark elsewhere. The EMV trademark is owned by EMVCo,


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