Press release

Sagent Lending Technologies Enhances its Identity Management Capabilities Through Experian Collaboration

Sponsored by Businesswire

Sagent Lending Technologies today announced it has teamed with Experian
to integrate the company’s fraud and identity solution, Precise
, into its Auto
Loan Origination System (Auto LOS)
. As a result of the integration,
lenders using Sagent’s Auto LOS System will now be able to streamline
the identity verification process, more accurately detect fraudulent
behavior, approve more loans, and create an improved borrower experience
all while making quicker loan and lease decisions at scale.

Experian’s Precise ID, a component of its CrossCore®
platform, empowers lenders to use more passive authentication measures
and a multi-layered approach to manage fraud risk across the entire
customer lifecycle. The solution enables them to analyze first- and
third-party fraud information and identify any inconsistencies that
could indicate fraudulent behavior during the application process.
Additionally, the solutions strengthen compliance efforts with the USA
PATRIOT Act and the FACTA Red Flags Rule by detecting inconsistencies in
consumer-provided application information and screening against OFAC and
other high-risk alerts.

“Sagent’s commitment to delivering agile, compliant, scalable, and
configurable solutions to lenders has been further strengthened through
the integration of Experian’s Precise ID. Our growing suite of
alternative data integrations protects lenders from fraud while
streamlining the entire loan or lease process for lenders, dealers, and
borrowers,” said Charles Sutherland, Chief Product Officer, Sagent
Lending Technologies.

“With so many compromised identity records, we believe the best defense
against fraudulent behavior is a multi-layered approach that leverages
advanced data and technology,” said Kathleen Peters, Experian’s Senior
Vice President and Head of Fraud and Identity. “Fraud is becoming more
of a focal point within the automotive industry and with access to
analytical capabilities, lenders will be better positioned to assess
fraud risk quickly and accurately, make the right lending decisions, and
create an improved experience for prospective borrowers.”

For more information on Sagent’s Auto LOS System, visit Sagent
Auto Originations
. To learn more about Experian’s Precise ID
solution, click here.

About Sagent Lending Technologies

Sagent Lending Technologies improves the lending experience for
everyone. The company’s suite of comprehensive origination, servicing,
and processing offerings come together to deliver flexible, scalable,
and configurable solutions that deliver on the brand commitments of our
clients. With solutions from Sagent, lenders and servicers can delight
borrowers, increase efficiency, and improve agility in a demanding
compliance environment. Sagent is a joint venture that combines Fiserv
Inc.’s decades of market-leading lending expertise with Warburg Pincus’
skill in growing technology companies. Visit
to learn more.