Press release

JCB Introduces Web API for Merchant Acquiring to Expand Payments Acceptance Across Europe and Beyond with ACI Worldwide

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JCB International .Co. Ltd, the international operations subsidiary of
JCB Co., Ltd., and ACI
Worldwide
 (NASDAQ: ACIW), a leading global provider of real-time electronic
payment and banking solutions
, today announced an alliance
to introduce “JCB Web API Service” using ACI’s UP eCommerce Payments
solution.

JCB Web API Service provides acquirers with a web API-based interface
for authorization and clearing with 3D Secure 1.0 / 2.0. JCB Web API
Service allows acquirers to connect to the JCB network in an easier and
faster manner to accept transactions from more than 130 million JCB
cardmembers.

ACI’s UP eCommerce
Payments
provides connectivity to an extensive global payment
network of hundreds of card acquirers and alternative payment methods.
Utilizing the solution as a processing interface between JCB and
acquirers will not only accelerate JCB acceptance expansion globally,
but also provide flexibility to roll out new payment services for online
and mobile payments.

Acquirers that are integrated with ACI’s UP eCommerce
Payments solution
are now able to add JCB as a payment option more
easily – through implementation of a few lines of code. In turn,
merchants will be able to offer more ways to pay for high net worth
cardmembers who prefer to pay – in both card-present and
card-not-present environments – with the payment brand that they know
and trust.

“We are committed to expanding our global business and enabling our
cardmembers to pay for goods and services around the world,” said
Kimihisa Imada, president and COO, JCBI. “Through our partnership with
ACI, we are able to offer an easy-to-integrate web API and deliver a
critical requirement for potential JCB licensees. This will accelerate
our expansion globally and, in particular, grow our footprint in Europe
– responding to the desire of our cardmembers to make convenient and
secure payments abroad just as they do at home.”

“JCB’s growth opportunity in Europe is considerable, with a growing
customer base that represents significant spending power and seeks to
pay with their preferred and trusted brand as they travel around the
world,” said Dan Frate, group president, ACI On-Demand, ACI Worldwide.
“The extensive capabilities delivered by ACI’s Universal Payments
solutions make us uniquely qualified to support JCB’s diverse needs,
long-term growth and global ambitions.”

About ACI Worldwide
ACI Worldwide, the Universal
Payments
 (UP) company, powers electronic
payments
 for more than 5,100 organizations around the world. More
than 1,000 of the largest financial institutions and intermediaries, as
well as thousands of global merchants, rely on ACI to execute $14
trillion each day in payments and securities. In addition, myriad
organizations utilize our electronic
bill presentment and payment
 services. Through our comprehensive
suite of software solutions delivered on customers’ premises or through
ACI’s private
cloud
, we provide real-time, immediate
payments
 capabilities and enable the industry’s most complete omni-channel
payments
 experience. To learn more about ACI, please visit www.aciworldwide.com.
You can also find us on Twitter @ACI_Worldwide.

About JCB
JCB is a major global payment brand and a leading
payment card issuer and acquirer in Japan. JCB launched its card
business in Japan in 1961 and began expanding worldwide in 1981. As part
of its international growth strategy, JCB has formed alliances with
hundreds of leading banks and financial institutions globally to
increase merchant coverage and card member base. As a comprehensive
payment solution provider, JCB commits to provide responsive and
high-quality service and products to all customers worldwide. For more
information, please visit: www.global.jcb/en/.

© Copyright ACI Worldwide, Inc. 2019.
ACI, ACI Worldwide, ACI
Payment Systems, the ACI logo, ACI Universal Payments, UP, the UP logo,
ReD, PAY.ON and all ACI product names are trademarks or registered
trademarks of ACI Worldwide, Inc., or one of its subsidiaries, in the
United States, other countries or both. Other parties’ trademarks
referenced are the property of their respective owners.

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is providing the following information in accordance with ACI’s standard
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